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At CityCan Financial,
we have been arranging home mortgage loans in Ontario
for over 32 years and have placed well over 30,000 of them.
with this kind of unrivaled industry experience, we know home
mortgage loans inside out.
As we are an independent mortgage broker,
and are not affiliated with any particular mortgage
lender, we will take the time to discuss your specific
situation, needs and goals to find the right mortgage
rate and product best suited to you. At CityCan Financial,
we will take the time to explain the process and give you
all your options to allow you to make a more educated decision
before jumping right into the first home
mortgage loan your bank offers you.
SHOPPING FOR THE LOWEST MORTGAGE RATE
What most homebuyers do when applying for a
home mortgage loan is they visit their local bank, however
the lowest mortgage
rates are usually not found at your bank.
When shopping for a home mortgage loan
on your own, each time a lender looks at your credit, your
beacon (credit) score will slightly drop. One big benefit
to using CityCan Financial is that we can do all the mortgage
rate shopping for you with only a single credit check,
therefore, your credit score remains intact.
When you walk into a bank to apply for your
mortgage, you are at the banks mercy. The person you are speaking
to works directly for that bank. At CityCan Financial, we
work for you, not the lender, and therefore we are looking
out for your best interests. Getting the right advice on home
mortgage loans is crucial and can end up saving your
thousands of dollars in the future. There are no additional
fees for qualified borrowers, as we get a 'finders fee' from
the mortgage lender. In many cases, we are
able to get you better than bank mortgage rates.
How can we do this?
Most of the mortgage lenders
we deal with do not have branches scattered across the country.
They keep their overhead low, and their only business is home
mortgage loans. By specializing in home mortgage loans alone,
they are able to bring you a lower mortgage rate
with superior service.
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